ESEC GATEWAY 

Product Code: EMM-ESEC Price: Check Latest The hardest thing for Australian businesses using Miva is taking real time payments. Most businesses are having a problem getting an Internet Merchant account from an overseas bank. When they do succeed in opening an overseas Merchant account, they pay rates that are way too high. Why not try the Australian Esec Secure Pay gateway. With this module you can have your store working with Esec Secure Pay and taking real time payments within minutes. The Esec Secure Pay payment gateway works with: ANZ Westpac St George Bank West Bank of SA Challenge Bank Challenge Bank The Advance Bank Bank of Melbourne Commonwealth Bank National Australia Bank Rates with these banks can be as low as 1.5%. Please remember you need your Internet Merchant account and Esec Secure Pay account before you can use this module. (We can help in obtaining these accounts) Why do you need the Esec Secure Pay module and Gateway account? 1. All payments are in real time - so the moment a customer clicks the pay button and is approved, your money is sent to your bank without delay. 2. The module will allow you to custom you own error codes for every type of return error you get from the gateway (this stops problems with customers getting error 401 and not knowing what to do. You can have a nice html description telling them their exp date was incorrect etc). 3. The order is only entered into your store when the payment has been approved.